Hi. I have just sit down and revise my life,my job,my family and relatives I have discovered that most of my money was spent on my wants. My salary covers all my needs.I overstep my needs and my wants overtake my needs. That's the invitation to poverty. After this realization fortunately at the beginning of the week. I saved R4000 ($350.00) this week alone! If you don't differentiate between the needs and wants,shoot me an email to nofisa1@gmail.com Subject: My List. I will check it after 4 hrs from now. Just make a list.I will help you.