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Financial Discipline

Your success does not depend on how much you have, but how much can you can utilizes. We all have the basic needs.Our salaries and income are measured against the inflation. The Employers depend on the inflation. The other factors are the profits, expenditure as labour is classified of non- profit.There are no  external rules or percents which stipulate how much the labour should receive. The Governments measure the salary against  (1) Qualifications (2) Experience (3)The Weight or the Volume of the work which includes the rank. Moreover the private sector looks  at how much you bring to the company.They also look at your past performance and the contributi to the production which is measured by the outcome. In the past most  companies paid their workers weekly,but as the time went on they opted for the monthly payments. The Financial Discipline will mean to utilizes your salary and save what remains. What I have seen.,the financial flow is disturbed by: -Demands -Wa...
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Visit your savings

There are  5 types  of  Money Spenders There  are those who  •dont save.Their money is finished before  they get it.The whole income is consumed by debit orders. There are those who save •1% and consume the rest  of the money. •5% and consume 95% •10% and consume 90% •above 20% In reality our  consumption is affected by the needs of the family and personal needs.Some of these needs cannot do away with them,they are 1.Electricity bill 2. Water bill 3.Basic Food 4.Transport  5.Car(s) instalments  6.Funeral insurance  7.Children's  Education  8.Medical Aid 9.Gasoline 10.Emergency Funds You cannot live without above necessities. What are the circumstances which we find ourselves in? 1.One Job 2.Low salaries 3.No  Promotion  4.Daily  Job challenges  5.Unexpected expenses  A Big Question is How did you survive  up financial up to this time? The Second  Big Question is What will you do to allevi...
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This Month Evaluation

If may I ask. Is this month fast or slow to you? Different People will respond differently. The usually responses are: "This month is slow" When you evaluate the lifestyle of these people you will find that Their  financial stress which does not cover all their monthly needs.Such People don't have the solution even I give the solution under the Parttimejobsseekers.blogspot.com these people are too smart to work for a dollar per day. If the response is "This month is fast" These are ever busy  throughout the whole month  whether  they are successful or not.  The bottomline  such people are busy. I'm getting to another phase. The evaluation  may be viewed as -Self evaluation  -Job Evaluation  -Education evaluation  -Continuity Evaluation  -Community Evaluation  When the daily challenges crop out,you must  evaluate first the nature,weight,source,impact, resistance of  the problem.Dont blame others People if you fail. Wha...
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July Month

In Southern Hemisphere is cold while in the Northern Hemisphere is  very hot.The bottomline  July month affects the health of anyone. Visiting  a medical  center needs the extra cash. The  second one are the clothes. In the Southern Hemisphere it is cold and you need warm clothes.You bought the  summer clothes so you have to buy the winter clothes and the more the winter is severe the more you buy  more clothes. You will need also more blankets. Same applies in the Northern  Hemisphere,it is extremely hot.You  have to buy  the summer clothes for yourself and your family. July is the most expensive  month which demands 1.Food (extra drinks) 2.Lifestyles 3.Relationships 4.Markets 1.Food (extra drinks) The July becomes more  expensive you have to eat the balanced food which includes the  7 colours. 2.Lifestyle Like  it or not our life styles change in different seasons. 3.Relationship People   have close or ope...
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Poem of Freedom

I don't know  what Freedom is I have visited the various countries. Some are jailed for their views. Some are not allowed to pronounce the word. Some tell us what Freedom is. They want,wish to keep the word. I ask myself how do they understand  Freedom. They feed us their own freedom. Freedom looks like a mountain. At the top of the mountain, It is cold and windy but  looking at the bottom is very dangerous. All the sweating have become useless. Over the other side, there are streams of Freedom  Some of these streams flow very fast. Some of the streams are slow. Some look shallow but deep I can see the green grass over that  side. Where are the cattle and goats for the grass? Do we have enough rains to nourish our Freedom? I cannot eat grass alone. The Lions and impalas are roaming free. Are they freer than me? Are the snakes have better freedom than myself? Are the Tiger's have boundaries? Who had created those boundaries? Do these animals carry visas? Who coul...
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Congratulations!

I would like personally  to congratulate you from the deep of might my heart.The reasons for congratulating  you are -living  your own life. -have decided  to join or not to join the money making sites which I gave you the previous sites. -reading my sites. -passing  my sites to others(evidence has showed that this  my sites are forwarded) In my life,I know  the following kinds of  people:. Those who -want  FREE money. -want Work but lazy -graduated from cunning money like stealing  -were raised by stick and that erased all their thinking.They are satisfied with what they are satisfied. -listen and take the initiatives That's why we have people who are -satisfied  about their jobs, they don't want  any  extra job because when they get home they are flat tired  -made to believe  that their  lives are destined to work  only  one type of job.They are not prepared to learn or  do  anything. -...
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Kind of Education you Received.

Whether it is formal or informal  or both formal and informal,it does help you and does help you to certain extent. We say a good education must -give you enough money. -enables you to have better health  -afford you to pay debts -be able to "feed" your family. -afford to have a better lifestyle like •clothing •having a transport. •accessinf the likes of yourself  Giving you enough money  Money is enough when you can plan and use it in a satisfactory way.Money will be not be enough when 1 Your desires are more than you earn. 2.You want to cover unlimited needs 3.You have limited sources 4.You  don't have the supplement resources. Enables you to have better health  Your education must enable  you to buy the quality medication and gives you the probability to be treated by well equipped  hospitals. Otherwise the minimum financial sources will not fit those purposes. Afford to pay debts When you live from hand to mouth,you will be pulling very hard f...
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